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Understanding Medicaid & Medicare: Your Financial Lifelines

Medicare and Medicaid are vital government programs that help cover healthcare costs, providing financial support and peace of mind during medical emergencies.

Navigating Health Insurance Made Simple

Whether you’re considering coverage through the Affordable Care Act (ACA)COBRA, or long-term care options, programs like Medicare and Medicaid help make healthcare more accessible and affordable. They reduce out-of-pocket costs and support individuals with disabilities and other specific health needs.

Stay Informed: Health Insurance Legislation & Enrollment

Stay informed about key healthcare laws like the ACACOBRA, and updates in disability coverage. Use enrollment periods on the Health Insurance Marketplace at HealthCare.gov, including special windows like the COVID-19 Special Enrollment Period.

Explore Your Coverage Options

Understanding your health plan is essential to managing costs. Work with your insurer to confirm coverage for treatments and prescriptions. The ACA Marketplace also offers options for individuals with disabilities who may not qualify for traditional benefits.

Health Insurance Support for People with Disabilities

Improve healthcare access through:

  • Medicaid: Affordable services with straightforward eligibility and application processes.

  • ACA Marketplace: Tailored plans for those ineligible for disability benefits.

  • Government Resources: Explore support from federal, state, and local agencies.

For more information:

  • Visit the CDC’s Disability and Health section

  • Explore benefits via the Social Security Administration

  • Contact local or state agencies for personalized healthcare assistance

Long-Term Care & Insurance

Long-term care provides medical and personal support for individuals with disabilities or chronic conditions. While Medicare doesn’t cover all long-term care needs, long-term care insurance can help bridge the gap. Compare policies carefully to choose the best coverage for your future.
Health Insurance Provider : Sage Benefit Advisors An Alera Group Agency LLC
State Insurance Licence : Colorado
Address: 1501 S. Lemay Avenue Suite 200, Fort Collins, Colorado 80524, US

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